The U.S. health care payment system is evolving before our eyes. mPay Gateway is designed to address changes to the current health care environment.

1. The growth of consumer-driven health care has added more deductible and co-insurance complexities to an already complicatedhealth care system.
2. mPay Gateway is a proven payment platform built specifically for health care.
3. mPay Gateway simplifies patient payment in a single transaction requiring no reconciling.

mPay Gateway is specifically designed for the new health care environment. It employs proven retail payment processes of other businesses and reapplies them to fit patient process and data flows.

• It moves the backoffice process to the frontoffice and allows you to collect all payments (co-pays, deductibles, coinsurance, andnon-covered expenses) from patients at the point of service.
• It can be quickly interfaced with any Practice Management Systems (PMS).
• No software installation is necessary, and the online software canbe set up quickly.
• It eliminates bad debt exposure and the expense of sending multiple statements to thepatient long after the services have been provided.
• You receive the patient’s authorization to charge their payment card before they leave the office.
• The practice can collect the exact amount a patient owes when you receive the provider remittance advice, and run only one transaction - the right one.
• Patients love the simplified process and will not have to worry about bills andcharges after the visit.
• It's costeffective - mPay Gateway is paid only when the practice collects payment.